Practice Areas

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The Lorenzana Law Firm engages in civil litigation on behalf of homeowners and policyholders who find themselves in a dispute regarding their insurance policy. Our practice includes the resolution of disputes involving first party claims for coverage or benefits, as well as insurance bad faith claims when appropriate.  

A “first-party” insurance dispute arises when an insurer refuses to pay for losses that are owed directly to the insured (homeowners) or to a beneficiary the insured designates. Insurance policies are highly technical, lengthy and complicated documents that are rarely written in plain English. However, our team has the background and experience necessary to analyze the facts and the policy and determine whether coverage exists with respect to these policies. Our mission is to provide persistent and tenacious representation in pursuit of our clients’ insurance policy rights, including the willingness and ability to litigate the matter all the way to judgment and through an appeal if a reasonable settlement cannot be reached.  

Unfortunately, insurance companies often deny, delay or underpay such claims. Since the costs of this kind of damage is often in the thousands of dollars or more, such denials, delays and underpayments can be disastrous for a property owner. It is frustrating to pay your premiums on time every month, only for the insurance provider to drag its feet when you need to make a claim on your home or business. Therefore, finding a lawyer may be your best option to maximize the full legal value of your claim. Simply put, with a good lawyer at your side, you can get a much better payout to repair or restore your property to its pre-loss condition.  

The Lorenzana Law Firm knows that you need your insurance benefits as soon as possible. We can handle your claim from start to finish, always fighting for maximum compensation under your policy. Call 305.521.8542 or contact us online to consult with an Miami insurance attorney for free today.